Terms and Conditions
Last Updated: June 22, 2025
1. Introduction
Welcome to Aurum Audit & Advisory. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the website or use our services.
2. Definitions
For the purposes of these Terms:
- "Company," "we," "us," or "our" refers to Aurum Audit & Advisory.
- "Website" refers to the Aurum Audit & Advisory website accessible at www.cognaxeltoripha.sbs.
- "Services" refers to the financial audit and advisory services offered by Aurum Audit & Advisory.
- "You" refers to the individual accessing or using the Website or our Services, or the company or organization on whose behalf that individual is accessing or using the Website or our Services.
- "Content" refers to any text, images, graphics, videos, logos, and other material that appears on our Website.
3. Use of Our Website
3.1 Acceptable Use
You agree to use our Website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our Website.
3.2 Account Registration
Some areas of our Website may require you to register for an account. If you register, you agree to provide accurate, current, and complete information and to update your information as necessary to maintain its accuracy. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
4. Services
4.1 Service Description
Aurum Audit & Advisory provides financial audit and advisory services to businesses. The specific details of our Services are described on our Website and in any agreements you enter into with us.
4.2 Service Engagement
Our Services are subject to a separate service agreement that will outline the specific terms of our engagement, including fees, scope of work, and deliverables. These Terms govern your use of our Website but do not cover the provision of our Services.
5. Intellectual Property
5.1 Our Intellectual Property
The Website and its original Content, features, and functionality are owned by Aurum Audit & Advisory and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
5.2 License to Use
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Website and Content for your personal, non-commercial use, subject to these Terms.
5.3 Restrictions
You may not:
- Reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as permitted by these Terms.
- Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.
- Use any data mining, robots, or similar data gathering or extraction methods on our Website.
- Use our Website or Content in any manner that may infringe any intellectual property or other rights of any third party.
6. User-Generated Content
Our Website may allow you to post, link, store, share, and otherwise make available certain information, text, graphics, videos, or other material. You are responsible for the content you post and its legality, reliability, and appropriateness.
By posting content on our Website, you grant us the right to use, modify, publicly perform, publicly display, reproduce, and distribute such content on and through our Website. You retain any and all of your rights to any content you submit, post, or display on or through our Website and are responsible for protecting those rights.
7. Third-Party Links
Our Website may contain links to third-party websites or services that are not owned or controlled by Aurum Audit & Advisory. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
8. Limitation of Liability
In no event shall Aurum Audit & Advisory, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Website or any content thereon.
9. Indemnification
You agree to defend, indemnify, and hold harmless Aurum Audit & Advisory and its licensees and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of your use and access of the Website, or your violation of these Terms.
10. Governing Law
These Terms shall be governed and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
11. Changes to These Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by updating the "Last Updated" date at the top of these Terms. It is your responsibility to check these Terms periodically for changes.
12. Contact Us
If you have any questions about these Terms, please contact us at:
Aurum Audit & Advisory
1021 Bay Street, Suite 305
Toronto, Ontario, Canada, M5S 3A9
Email: [email protected]
Phone: +1 (426) 907-2793